Bank · FDIC insured
Community Bank
A $5.1B bank, the 283rd largest of 4,207, headquartered in Flowood, MS, with 56 branches in 4 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—0.25%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Bank
Founded in 1905 as Farmers and Merchants in Forest, Mississippi, the institution changed its name to Community Bank in 1995.
The bank established an Employee Stock Ownership Plan (ESOP) in 1983.
Today, Community Bank operates 56 offices and holds $5 billion in assets.
- Headquarters
- 1905 Community Bank Way, Flowood, MS 39232
- FDIC certificate
- 8879 ↗
Branches
56 branches in 4 states
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Mississippi
42 branches
Laurel area · 4
- Calhoun Branch5159 Highway 84 W, Laurel, MS 39443Directions
- Laurel Branch401 Central Avenue, Laurel, MS 39440Directions
- Laurel Branch909 North 16th Aveue, Laurel, MS 39440Directions
- Pine Tree Branch2157 Highway 15 N, Laurel, MS 39440Directions
Flowood area · 3
- Community Bank of MississippiMain office1905 Community Bank Way, Flowood, MS 39232Directions
- Community Bank Of Mississippi Flowood Branch1905 Community Bank Way, Flowood, MS 39232Directions
- Rankin Branch138 Lakeland Heights Boulevard, Flowood, MS 39232Directions
Gulfport area · 3
- Gulfport Branch2015 E Pass Rd, Gulfport, MS 39507Directions
- Gulfport Downtown1380 26th Ave, Gulfport, MS 39501Directions
- Orange Grove Branch12036 Highway 49, Gulfport, MS 39503Directions
Amory area · 2
- Community Bank,North Mississippi Branch900 Main St N, Amory, MS 38821Directions
- East Branch902 Highway 278 E, Amory, MS 38821Directions
Brandon area · 2
- Crossgates Branch1255 W Government St, Brandon, MS 39042Directions
- Spillway Road Brandon1871 Spillway Rd, Brandon, MS 39047Directions
Ellisville area · 2
- Community Bank Branch300 Jessamine Street, Ellisville, MS 39437Directions
- Drive-In Branch804 Main St, Ellisville, MS 39437Directions
Hattiesburg area · 2
- Hardy Street Branch5010 Hardy St, Hattiesburg, MS 39402Directions
- Highway 49, Hattiesburg Branch6095 U S Highway 49, Hattiesburg, MS 39401Directions
Jackson area · 2
- Canton Road Branch6158 Old Canton Rd, Jackson, MS 39211Directions
- Lefleur Branch1665 Lakeland Dr, Jackson, MS 39216Directions
Meridian area · 2
- Community Bank Meridian Main Office302 22nd Ave S, Meridian, MS 39301Directions
- North Meridian Branch5012 Highway 39 N, Meridian, MS 39301Directions
Tupelo area · 2
- Tupelo Branch1317 N Gloster St, Tupelo, MS 38804Directions
- Tupelo Branch - 307 West Main Street307 W Main St, Tupelo, MS 38804Directions
Bay St. Louis area · 1
- Main Street Branch541 Main Street, Bay St. Louis, MS 39520Directions
Biloxi area · 1
- Community Bank Coast Branch732 Howard Ave, Biloxi, MS 39530Directions
D'Iberville area · 1
- D'Iberville Branch3537 Sangani Blvd, D'Iberville, MS 39540Directions
Forest area · 1
- Forest Branch323 E Third St, Forest, MS 39074Directions
Hernando area · 1
- Hernando Branch475 E Commerce St, Hernando, MS 38632Directions
Indianola area · 1
- Indianola Branch147 Highway 82 E, Indianola, MS 38751Directions
Leakesville area · 1
- Leakesville Branch431 Saint Francis St, Leakesville, MS 39451Directions
Lucedale area · 1
- Community Bank, National Association Branch5110 Main St, Lucedale, MS 39452Directions
Madison area · 1
- Madison Branch998 Highway 51, Madison, MS 39110Directions
Ocean Springs area · 1
- Ocean Springs Branch2314 Bienville Blvd, Ocean Springs, MS 39564Directions
Olive Branch area · 1
- Olive Branch6305 Highway 405, Olive Branch, MS 38654Directions
Pascagoula area · 1
- Pascagoula Branch3419 Market St, Pascagoula, MS 39567Directions
Pearl area · 1
- Pearl Branch2441 Old Brandon Rd, Pearl, MS 39208Directions
Raleigh area · 1
- Raleigh Branch210 Mimosa Dr, Raleigh, MS 39153Directions
Ridgeland area · 1
- Ridgeland Branch751 Lake Harbour Dr, Ridgeland, MS 39157Directions
Sandersville area · 1
- Sandersville BranchU.S. Highway 11, Sandersville, MS 39477Directions
Southaven area · 1
- Southaven Branch6910 Airways Blvd, Southaven, MS 38671Directions
Starkville area · 1
- Starkville Branch403 Russell St, Starkville, MS 39759Directions
Alabama
7 branches
Mobile area · 2
- Airport Boulevard Branch6587 Airport Blvd, Mobile, AL 36608Directions
- Infirmary 65111 W I65 Service Rd N, Mobile, AL 36608Directions
Birmingham area · 1
- Birmingham Branch813 Shades Creek Pkwy, Birmingham, AL 35209Directions
Daphne area · 1
- Daphne Branch23797 Alabama Highway 98, Daphne, AL 36526Directions
Fairhope area · 1
- Fairhope Branch813 Estella St, Fairhope, AL 36532Directions
Gulf Shores area · 1
- Gulf Shores Branch250 West Fort Morgan Road, Gulf Shores, AL 36542Directions
Vestavia area · 1
- Community Bank Of Mississippi Branch8001 Liberty Pkwy, Vestavia, AL 35242Directions
Florida
6 branches
Crestview area · 1
- Crestview Branch345 E James Lee Blvd, Crestview, FL 32539Directions
Fort Walton Beach area · 1
- Fort Walton Beach Branch448 Eglin Pkwy Ne, Fort Walton Beach, FL 32547Directions
Miramar Beach area · 1
- Miramar Beach Branch12590 Emerald Coast Pkwy W, Miramar Beach, FL 32550Directions
Panama City area · 1
- W. 23rd Street Branch1602 W 23rd St, Panama City, FL 32405Directions
Panama City Beach area · 1
- Panama City Beach Branch11341 Panama City Beach Pkwy, Panama City Beach, FL 32407Directions
Pensacola area · 1
- Pensacola Branch7150 N 9th Ave, Pensacola, FL 32504Directions
Tennessee
1 branch
- Memphis Branch6525 N Quail Hollow Rd, Memphis, TN 38120Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.32% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.25% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.11% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalLeverage ratio8.32%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.