Bank · FDIC insured
Comenity Capital Bank Credit Card Rates
Top CarrotComenity Capital Bank credit card rates start at 18.99% APR. Rates checked October 17, 2026.
How Comenity Capital Bank’s credit card rates compare
Compared with banks and credit unions nationwide. Ongoing purchase APR, lowest first.
This bank’s lowest
Comenity Capital Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Up to
- —
2nd-lowest rate
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bread Rewards® American Express® Credit Card
No annual fee and no foreign transaction fees. Credit card offers are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 19.49%–31.49% | None | Variable Purchase APR of 19.49% to 31.49% based on your credit worthiness at the time of account opening and the Prime Rate. For new accounts, as of 07/2024. |
| Ongoing | 32.49% | None | Variable Cash Advance APR of 32.49%, based on Prime Rate. Cash Advance Fee of the greater of $10 or 5% of the advance. For new accounts, as of 07/2024. |
| Ongoing | 18.99%–33.49% | None | Variable Purchase APR of 18.99% to 33.49% based on your credit worthiness at the time of account opening and the Prime Rate. For new accounts, as of 06/26. |
| Ongoing | 33.49% | None | Variable Cash Advance APR of 33.49%, based on Prime Rate. Cash Advance Fee of the greater of $10 or 5% of the advance. For new accounts, as of 06/26. |
Sources (1)
- breadfinancial.com/en/bread-rewards-credit-card.html · captured Oct 4, 2026
Opening an account
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