Credit union · NCUA insured
Coloramo FCU Credit Card Rates
Coloramo FCU credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Coloramo FCU’s credit card rates compare
Compared with banks and credit unions near Grand Junction, CO, where Coloramo FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Coloramo FCU
12.49%APR
VISA Platinum
Lowest rate
Bank of Colorado
9.99%APR
2nd-lowest rate
Credit Union of Colorado
10.00%APR
Coloramo FCU credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coloramo FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Rate based on creditworthiness and term of loan. |
Sources (1)
- coloramo.org/rates · captured Oct 7, 2026
VISA Platinum
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Rate based on creditworthiness and term of loan. |
Sources (1)
- coloramo.org/rates · captured Oct 7, 2026
Visa Secured Credit Card
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Rate based on creditworthiness and term of loan. |
Sources (1)
- coloramo.org/rates · captured Oct 7, 2026
Who can join Coloramo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Employers and groups
- Individuals who work in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Military, government and schools
- Individuals who attend school in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Family and household
- Individuals who have immediate family in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Cost to join
- Membership requires a one-time $1 contribution to a savings account representing ownership in the Credit Union.
Membership information collected October 4, 2026.