Credit union · NCUA insured
Coloramo FCU Auto Loan Rates
Coloramo FCU auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Coloramo FCU’s auto loan rates compare
Compared with banks and credit unions near Grand Junction, CO, where Coloramo FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coloramo FCU
5.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
Auto Loan (New & Used)
Lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
- Up to
- —
2nd-lowest rate
Grand Junction Federal Credit Union
4.89%APR
- Terms
- up to 84 months
- Up to
- —
Coloramo FCU auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coloramo FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan (New & Used)
Rate based on creditworthiness and term of loan. Terms up to 84 months (7 years).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49%–17.99% | Rate based on creditworthiness and term of loan. |
Who can join Coloramo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Employers and groups
- Individuals who work in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Military, government and schools
- Individuals who attend school in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Family and household
- Individuals who have immediate family in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County are eligible to join.
Cost to join
- Membership requires a one-time $1 contribution to a savings account representing ownership in the Credit Union.
Membership information collected October 4, 2026.