Credit union · NCUA insured
Colorado Credit Union Credit Card Rates
Top CarrotColorado Credit Union credit cards start at 13.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Colorado Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Colorado Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Colorado Credit Union
13.75%APR
Platinum Visa® Credit Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
Colorado Credit Union credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Colorado Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa® Credit Card
Fixed rate. Dependent on credit history. Not all borrowers will qualify for the lowest rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.95% | None | Fixed rate as low as 13.95% APR. No annual fee. No balance transfer fees. Rates dependent on credit history. |
| Ongoing | 13.95% | None | Rates as low as stated; dependent on term and credit history. Not all borrowers will qualify for the lowest rate. |
Platinum Visa® Credit Card
Rates dependent on credit history. Not all borrowers will qualify for the lowest rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 0.00% | None | 0% APR on introductory Purchases for the first 9 months. After the introductory period, variable APR of 13.75%-21.00% applies. No annual fee. |
| Intro, 9 months | 1.99% | None | 1.99% APR on introductory Balance Transfers for the first 9 months. After the introductory period, variable APR of 13.75%-21.00% applies. No annual fee. No balance transfer fee. |
| Ongoing | 13.75%–21.00% | None | Variable rate, as low as 13.75% APR. After the introductory period, variable APR of 13.75%-21.00%. No annual fee. Dependent on credit history. |
| Ongoing | 13.75% | None | Rates as low as stated; dependent on term and credit history. Not all borrowers will qualify for the lowest rate. |
Secured Classic Visa® Credit Card
Fixed rate. Helps establish or rebuild credit. Credit limit secured by the funds in your savings account. Dependent on credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | Fixed rate, as low as 9.95% APR. No annual fee. No balance transfer fees. Helps establish or rebuild credit. Credit limit secured by the funds in your savings account. Rates dependent on credit history. |
| Ongoing | 9.95% | None | Rates as low as stated; dependent on term and credit history. Not all borrowers will qualify for the lowest rate. |
Who can join Colorado Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or worship in Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, or Boulder counties are eligible for membership.
Employers and groups
- Employees of a Colorado Credit Union select employer group are eligible for membership.
Family and household
- Family members of a Colorado Credit Union member are eligible to join.
Other ways
- Members of Consumers United Association are eligible to join.
Cost to join
- A minimum deposit of $5 to open a savings account (main share account) is required to establish membership.
Membership information collected October 4, 2026.