Credit union · NCUA insured
Colorado Credit Union Auto Loan Rates
Top CarrotColorado Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Colorado Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Colorado Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Colorado Credit Union
5.24%APR
- Terms
- —
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Colorado Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Colorado Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Based upon approved credit; not all borrowers will qualify for the lowest rate. Offers up to 120% LTV and a 90-day no payment grace period (interest begins accruing at loan disbursement). 0.25% APR discount available with Auto Trek.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | As low as 5.24% APR based on approved credit. Up to 120% LTV. 90 days no payments with interest accruing from disbursement. Vehicle condition: any (new, used, or refinance). |
Who can join Colorado Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or worship in Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, or Boulder counties are eligible for membership.
Employers and groups
- Employees of a Colorado Credit Union select employer group are eligible for membership.
Family and household
- Family members of a Colorado Credit Union member are eligible to join.
Other ways
- Members of Consumers United Association are eligible to join.
Cost to join
- A minimum deposit of $5 to open a savings account (main share account) is required to establish membership.
Membership information collected October 4, 2026.