Bank · FDIC insured
Colonial Savings Rates
Colonial’s best savings rate is 0.42% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Colonial’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Colonial has the most branches. $10,000, best rate first.
This bank’s best
Colonial
0.42%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $42
Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Colonial savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.12%
- $10,000 balance$10,0000.42%
- $100,000 balance$100,0003.17%
- QualifiedQualified0.42%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Colonial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Edge Premium Money Market
0.62%APY
No balance requirement fee if account stays above $25,000. The interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000No balance requirement fee if account stays above $25,000. | 0.62% | $62 | No balance requirement fee if account stays above $25,000. |
| $50,001 – $250,000No balance requirement fee if account stays above $25,000. | 3.17% | — | No balance requirement fee if account stays above $25,000. |
| $250,001 and upNo balance requirement fee if account stays above $25,000. | 3.56% | — | No balance requirement fee if account stays above $25,000. |
Sources (2)
- gocolonial.com/banking/personal-banking/savings-accounts
- gocolonial.com/colonials-premi…ping-access-to-your-cash
All captured Sep 17, 2026
Money Market
0.05%APY
No balance requirement fee if account stays above $2,500. The interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No balance requirement fee if account stays above $2,500. | 0.05% | $5 | No balance requirement fee if account stays above $2,500. |
| $10,000 – $25,000No balance requirement fee if account stays above $2,500. | 0.62% | — | No balance requirement fee if account stays above $2,500. |
| Over $25,000No balance requirement fee if account stays above $2,500. | 0.10% | — | No balance requirement fee if account stays above $2,500. |
Sources (1)
- gocolonial.com/banking/personal-banking/savings-accounts · captured Sep 17, 2026
Premium Money Market
0.05%APY
No balance requirement fee if account stays above $25,000. The interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000No balance requirement fee if account stays above $25,000. | 0.05% | $5 | No balance requirement fee if account stays above $25,000. |
| $25,000 – $75,000No balance requirement fee if account stays above $25,000. | 0.62% | — | No balance requirement fee if account stays above $25,000. |
| Over $75,000No balance requirement fee if account stays above $25,000. | 0.62% | — | No balance requirement fee if account stays above $25,000. |
Sources (1)
- gocolonial.com/banking/personal-banking/savings-accounts · captured Sep 17, 2026
Special-purpose accounts
Statement Savings
0.42%APY
No balance fee requirement if account stays above $300; balance fee waived if under 18 or over 55. Interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Daily compounding. No balance fee requirement if account stays above $300; balance fee waived if under 18 or over 55. | 0.12% | — | Daily compounding. No balance fee requirement if account stays above $300; balance fee waived if under 18 or over 55. |
| $2,500 and upDaily compounding. No balance fee requirement if account stays above $300; balance fee waived if under 18 or over 55. | 0.42% | $42 | Daily compounding. No balance fee requirement if account stays above $300; balance fee waived if under 18 or over 55. |
Sources (1)
- gocolonial.com/banking/personal-banking/savings-accounts · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.