Bank · FDIC insured
Collins State Bank Savings Rates
Collins State Bank’s best savings rate is 0.50% APY on $10,000, with its MainStreet Money Market. Rates checked October 16, 2026.
How Collins State Bank’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Collins State Bank has the most branches. $10,000, best rate first.
This bank’s best
Collins State Bank
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
MainStreet Money Market
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Collins State Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Collins State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MainStreet Money Market
0.50%APY
No monthly maintenance fee if an average balance of $1,000 is maintained; otherwise $10 per month fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No monthly maintenance fee if an average balance of $1,000 is maintained. | 0.15% | — | No monthly maintenance fee if an average balance of $1,000 is maintained. |
| $10,000 – $25,000No monthly maintenance fee if an average balance of $1,000 is maintained. | 0.50% | $50 | No monthly maintenance fee if an average balance of $1,000 is maintained. |
| $25,000 – $50,000No monthly maintenance fee if an average balance of $1,000 is maintained. | 0.65% | — | No monthly maintenance fee if an average balance of $1,000 is maintained. |
| $50,000 – $100,000No monthly maintenance fee if an average balance of $1,000 is maintained. | 1.10% | — | No monthly maintenance fee if an average balance of $1,000 is maintained. |
| $100,000 and upNo monthly maintenance fee if an average balance of $1,000 is maintained. | 2.00% | — | No monthly maintenance fee if an average balance of $1,000 is maintained. |
Sources (2)
All captured Sep 18, 2026
MainStreet Regular Savings
0.15%APY
Minimum average monthly balance of $100 avoids a monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum average monthly balance of $100 avoids a monthly maintenance fee.Any balance | 0.15% | $15 | Minimum average monthly balance of $100 avoids a monthly maintenance fee. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
MainStreet Windfall Savings
0.40%APY
Save money for special purposes such as taxes or the holidays. Withdrawals are allowed November 1st through January 31st. No minimum balance requirement. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSave money for special purposes such as taxes or the holidays. Withdrawals are allowed November 1st through January 31st. No minimum balance requirement.Any balance | 0.40% | $40 | Save money for special purposes such as taxes or the holidays. Withdrawals are allowed November 1st through January 31st. No minimum balance requirement. |
Sources (2)
All captured Sep 18, 2026
MainStreet Gold Savings
0.15%APY
Designed for customers 50+ years old with direct deposit. No minimum balance requirement. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDesigned for customers 50+ years old with direct deposit. No minimum balance requirement.Any balance | 0.15% | $15 | Designed for customers 50+ years old with direct deposit. No minimum balance requirement. |
Sources (2)
All captured Sep 18, 2026
MainStreet Youth Savings
0.15%APY
Persons age 17 or younger. No minimum balance requirement. No monthly maintenance fee. Earn Banker Bucks with each deposit (1 Banker Buck for every $10 deposited - maximum 5 per week) to redeem for prizes.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePersons age 17 or younger. No minimum balance requirement.Any balance | 0.15% | $15 | Persons age 17 or younger. No minimum balance requirement. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.