Credit union · NCUA insured
Collins Community Credit Union Credit Card Rates
Top CarrotCollins Community Credit Union credit card rates start at 10.24% APR. Rates checked October 17, 2026.
How Collins Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Collins Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Collins Community Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
AIM Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Corda Credit Union
9.90%APR
- Up to
- 18.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum
Must meet membership eligibility requirements. All loans subject to approval. Variable rate card based on the Prime Rate. No annual or monthly fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24%–20.74% | None | Variable APR based on creditworthiness and varies with the market based on the Prime Rate. Page p24 line 6 lists body APR range 10.24% to 21.74%, while legal disclosures on p24 line 12 and schedule p56 line 20 state 10.24% to 20.74%. Membership eligibility required. Loans subject to approval. |
Sources (3)
- collinscu.org/borrow/credit-cards
- collinscu.org/borrow/credit-cards/visa-platinum
- collinscu.org/rates/loan-rates/credit-card-rates
All captured Oct 17, 2026
Visa® Platinum Rewards
Must meet membership eligibility requirements. All loans subject to approval. Variable rate card based on the Prime Rate. Earns uChoose Rewards points. No annual or monthly fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.24%–21.74% | None | Variable APR based on creditworthiness and varies with the market based on the Prime Rate. Table lists as low as 11.24%; disclosures state APR is 11.24% to 21.74%. Membership eligibility required. Loans subject to approval. |
Sources (3)
- collinscu.org/borrow/credit-cards
- collinscu.org/borrow/credit-cards/visa-platinum-rewards
- collinscu.org/rates/loan-rates/credit-card-rates
All captured Oct 17, 2026
Visa® Secured
Must meet membership eligibility requirements. Credit is secured by a deposit in a deposit account. All loans subject to approval. Variable rate card based on the Prime Rate. No annual or monthly fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 21.24% | None | Variable APR listed as 'As low as 21.24%' in schedule p56 table; disclosures on p26 line 18 and p56 line 32 state 'Your APR will be 21.24%'. Varies with the market based on the Prime Rate. Secured by a deposit account. Must be or become a member of Collins Community Credit Union. |
Sources (3)
- collinscu.org/borrow/credit-cards
- collinscu.org/borrow/credit-cards/visa-secure-card
- collinscu.org/rates/loan-rates/credit-card-rates
All captured Oct 17, 2026
Who can join Collins Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in qualifying counties across Iowa, Illinois, and Wisconsin.
Membership information collected October 4, 2026.