Credit union · NCUA insured
Cobblestone Country FCU CD Rates
Cobblestone Country FCU’s best CD rate is 0.09% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Cobblestone Country FCU’s CD rates compare
Compared with banks and credit unions near Rochester, NY, where Cobblestone Country FCU has the most branches. $10,000, best rate first.
This credit union’s best
Cobblestone Country FCU
0.09%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $9
Share Certificates
Top rate
Genesee Regional Bank
4.75%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.09%APY · 2 terms
Earns a monthly dividend.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.07% | $3 |
| 12 months | 0.09% | $9 |
Sources (2)
All captured Sep 17, 2026
Who can join Cobblestone Country FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person living or working in Orleans County is eligible to join.
Family and household
- Family members, by blood or marriage, who are living in the same household as an eligible person/member are eligible to join regardless of age.
Cost to join
- Members are asked to maintain a minimum balance of $5.00 in their savings account.
- There is a $15.00 membership fee to join.
Membership information collected October 5, 2026.