Credit union · NCUA insured
Cobblestone Country FCU Savings Rates
Cobblestone Country FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings Accounts. Rates checked October 16, 2026.
How Cobblestone Country FCU’s savings rates compare
Compared with banks and credit unions near Rochester, NY, where Cobblestone Country FCU has the most branches. $10,000, best rate first.
This credit union’s best
Cobblestone Country FCU
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Share Savings Accounts
Top rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Cobblestone Country FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cobblestone Country FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Accounts
0.05%APY
Dividends are distributed to members on a quarterly basis. Dividend rate is set by the Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Club Accounts
0.05%APY
Includes Christmas, Tax, and Vacation Club Accounts. Christmas Club funds can be mailed or transferred to a Draft Account in mid-November.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Who can join Cobblestone Country FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person living or working in Orleans County is eligible to join.
Family and household
- Family members, by blood or marriage, who are living in the same household as an eligible person/member are eligible to join regardless of age.
Cost to join
- Members are asked to maintain a minimum balance of $5.00 in their savings account.
- There is a $15.00 membership fee to join.
Membership information collected October 5, 2026.