Skip to content

Credit union · NCUA insured

CoastHills Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

CoastHills Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.

How CoastHills Credit Union’s auto loan rates compare

Compared with banks and credit unions near Santa Maria, CA, where CoastHills Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    CoastHills Credit Union

    4.75%APR

    Terms
    up to 84 months
    Up to
    —
    Discount
    None included

    New Auto Loan

  • Top Carrot, Carrot Score 87

    Lowest rate

    Santa Barbara County Federal Credit Union

    4.50%APR

    Terms
    —
    Up to
    18.00% APR
    Discount
    None included

    Santa Barbara County Federal Credit Union rates

  • 3rd-lowest rate

    SESLOC Credit Union

    5.24%APR

    Terms
    up to 63 months
    Up to
    13.99% APR
    Discount
    Included in the rate

    SESLOC Credit Union rates

Compare auto loan rates near you →

CoastHills Credit Union auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where CoastHills Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join CoastHills Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← CoastHills Credit Union overview