Credit union · NCUA insured
Cloverbelt Credit Union Auto Loan Rates
Top CarrotCloverbelt Credit Union auto loans start at 5.99% APR for a new vehicle and 6.29% for a used one. Rates checked October 16, 2026.
How Cloverbelt Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wausau, WI, where Cloverbelt Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cloverbelt Credit Union
5.99%APR
- Terms
- up to 84 months
New/Used Cars/Trucks (2020 - 2026)
Lowest rate
Athens Area CU
4.25%APR
- Terms
- up to 60 months
2nd-lowest rate
Marathon County Employees Credit Union
4.49%APR
- Terms
- up to 72 months
Cloverbelt Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cloverbelt Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Cars/Trucks (2020 - 2026)
No prepayment penalty or application fee. Also available for refinancing vehicle loans from other lenders. Available directly or through local dealers.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.89% | Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $29.92. |
| up to 60 months | 4.89% | Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $18.82. |
| up to 66 months | 5.09% | Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $17.40. |
| up to 72 months | 5.29% | Minimum of $12,000 to finance. Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $16.24. |
| up to 84 months | 5.99% | Minimum of $18,000 to finance; new vehicles only. Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $14.60. |
Sources (1)
- ccuwausau.com/loans/car-and-truck-loans · captured Oct 5, 2026
Used Cars/Trucks (2012 and older)
No prepayment penalty or application fee. Also available for refinancing vehicle loans from other lenders. Available directly or through local dealers. Model years 2012 and older.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2012 and older. Payment per $1,000 borrowed is $20.27. |
Sources (1)
- ccuwausau.com/loans/car-and-truck-loans · captured Oct 5, 2026
Used Cars/Trucks (2013 - 2019)
No prepayment penalty or application fee. Also available for refinancing vehicle loans from other lenders. Available directly or through local dealers. Model years 2013 - 2019.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 6.29% | Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2013 - 2019. Payment per $1,000 borrowed is $17.96. |
Sources (1)
- ccuwausau.com/loans/car-and-truck-loans · captured Oct 5, 2026
Who can join Cloverbelt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Marathon, Lincoln, Wood, Portage, Clark, Langlade, Shawano, or Taylor counties.
Membership information collected October 5, 2026.