Credit union · NCUA insured
Clearway Federal Credit Union Savings Rates
Clearway Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Clearway Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hot Springs, AR, where Clearway Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Clearway Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Clearway Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Clearway Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Membership starts by opening a Share Savings Account with a $5 minimum deposit. Four free withdrawals per month. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upFour free withdrawals a month. Dividends paid quarterly.$100 and up | 0.05% | $5 | Four free withdrawals a month. Dividends paid quarterly. |
Special-purpose accounts
IRA Share (ROTH & Traditional)
0.10%APY
Includes Roth and Traditional IRA share savings. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upTraditional and Roth IRA share savings. Dividends paid quarterly.$100 and up | 0.10% | $10 | Traditional and Roth IRA share savings. Dividends paid quarterly. |
Sources (1)
- diamondlakesfcu.org/rates.html · captured Oct 15, 2026
Christmas Club
0.05%APY
Features one withdrawal a year and $5 minimum deposit. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upFeatures one withdrawal a year. Dividends paid quarterly.$100 and up | 0.05% | $5 | Features one withdrawal a year. Dividends paid quarterly. |
Youth Account
0.05%APY
For Clearway members 12 years old and younger. Young members graduate to full membership on their 13th birthday.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFor members 12 years old and younger. Dividends paid quarterly.$25 and up | 0.05% | $5 | For members 12 years old and younger. Dividends paid quarterly. |
Who can join Clearway Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or regularly do business in Garland, Hot Spring, Clark, Grant, Montgomery, or Pike Counties, or Hot Springs Village.
Membership information collected October 4, 2026.