Credit union · NCUA insured
Clearway Federal Credit Union Credit Card Rates
Clearway Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Clearway Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hot Springs, AR, where Clearway Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Clearway Federal Credit Union
9.95%APR
- Up to
- —
Visa Classic
2nd-lowest rate
Chambers Bank
13.99%APR
- Up to
- —
3rd-lowest rate
Simmons Bank
14.00%APR
- Up to
- 22.00% APR
Clearway Federal Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Clearway Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Based on creditworthiness. 25-day grace period on new purchases. Same APR on purchases and cash advances. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95%–17.95% | None | Rate based on creditworthiness. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 9.95% | None | As low as 9.95% APR. |
Sources (3)
- diamondlakesfcu.org/rates.html
- diamondlakesfcu.org/creditcards.html
- diamondlakesfcu.org/pdfs/VISACREDITCARDDISCLOSURE6.pdf
All captured Oct 7, 2026
Visa Secured
Secured by deposited funds to secure the credit limit. Charges can only be made within the credit limit. 25-day grace period on new purchases. Same APR on purchases and cash advances. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | Applies to purchases, balance transfers, and cash advances. Deposit funds to secure credit limit. |
| Ongoing | 9.95% | None | Fixed APR. Deposit funds to secure credit limit. |
Sources (3)
- diamondlakesfcu.org/rates.html
- diamondlakesfcu.org/creditcards.html
- diamondlakesfcu.org/pdfs/VISACREDITCARDDISCLOSURE6.pdf
All captured Oct 7, 2026
Who can join Clearway Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or regularly do business in Garland, Hot Spring, Clark, Grant, Montgomery, or Pike Counties, or Hot Springs Village.
Membership information collected October 4, 2026.