Credit union · NCUA insured
City of Boston Credit Union Auto Loan Rates
City of Boston Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 15, 2026.
How City of Boston Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where City of Boston Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
City of Boston Credit Union
4.74%APR
- Terms
- 49–71 months
- Up to
- 8.49% APR
Vehicle Loan
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Up to
- —
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Up to
- —
City of Boston Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where City of Boston Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Rate determination is based on member's current credit rating and down payment. All loans subject to credit approval. Must be eligible for City of Boston Credit Union membership to apply. New vehicles have 5,000 miles or less.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49%–8.24% | New and Used vehicles, Model Years 2025-2026. Term up to 48 months. |
| 49–71 months | 4.74%–8.49% | New and Used vehicles, Model Years 2025-2026. Term 49 to 71 months. |
| 72–84 months | 4.99%–8.99% | New and Used vehicles, Model Years 2025-2026. Term 72 to 84 months. |
| up to 36 months | 4.49%–8.24% | Used vehicles, Model Years 2022-2024. Term up to 36 months. |
| 37–60 months | 4.74%–8.49% | Used vehicles, Model Years 2022-2024. Term 37 to 60 months. |
| 61–72 months | 4.99%–8.99% | Used vehicles, Model Years 2022-2024. Term 61 to 72 months. |
| up to 36 months | 5.24%–9.24% | Used vehicles, Model Year 2021. Term up to 36 months. |
| 37–48 months | 5.24%–9.24% | Used vehicles, Model Year 2021. Term 37 to 48 months. |
| up to 36 months | 5.74%–9.49% | Used vehicles, Model Year 2020. Term up to 36 months. |
| 37–48 months | 6.24%–9.74% | Used vehicles, Model Year 2020. Term 37 to 48 months. |
| up to 36 months | 6.24%–9.99% | Used vehicles, Model Year 2019. Term up to 36 months. |
| 37–48 months | 6.49%–10.24% | Used vehicles, Model Year 2019. Term 37 to 48 months. |
Who can join City of Boston Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.