Bank · FDIC insured
City National Bank Auto Loan Rates
City National Bank auto loan rates start at 2.99% APR. Rates checked October 15, 2026.
How City National Bank’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where City National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
City National Bank
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Applicants must be in the service area of Oklahoma and Kansas in order to apply. Requires a completed application with a $10 loan application fee, valid government-issued ID, no bankruptcies or repossessions in the last three years, pay verification, and pertinent vehicle information. Financing is available for new and used cars, trucks, SUVs, and vans up to MSRP on new vehicles and up to 120% of NADA retail value on used vehicles (covering maintenance/service packages or extended warranties). Loan product terms and rates are subject to market conditions, underwriting guidelines, and credit approval/creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 2.99% | Rates as low as 2.99% APR are available to applicants with excellent credit on new or used 2024-2026 year models for loan terms 36 months or less. Other terms and rates are available. Current CNB loans may be refinanced with a minimum of $5,000 additional money borrowed. Loan terms and rates are subject to credit approval and assume City National Bank (CNB) automatic debit loan payment and deposit account relationship. Interest will accrue from the loan origination date. Financing is available up to MSRP on new vehicles and up to 120% of NADA retail value on used vehicles if adding in maintenance/service packages or extended warranties. Offer valid September 1, 2026 - October 31, 2026. |
Sources (4)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.