Credit union · NCUA insured
City County Employees Credit Union Auto Loan Rates
City County Employees Credit Union auto loans start at 4.70% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How City County Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where City County Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
City County Employees Credit Union
4.70%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
City County Employees Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where City County Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Applicants must be members of CCECU and submit approved application forms. Financing available for new or used vehicles and refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.70% | New* & Used** (2025-2026). Financing up to 100%. New is considered to be within 1 year and under 10,000 miles; Used is considered to be between 1 & 7 years old and under 125,000 miles. |
| up to 72 months | 5.25% | Used** (2022-2024). Financing up to 100%. Used is considered to be between 1 & 7 years old and under 125,000 miles. |
| up to 60 months | 5.25% | Used** (2019-2021). Financing up to 100%. Used is considered to be between 1 & 7 years old and under 125,000 miles. |
Who can join City County Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Pasco County is eligible for membership.
- Anyone who lives, works, or worships in Pinellas County is eligible for membership.
Employers and groups
- Members of CWA Local 3108 are eligible for membership.
- Members of Friends of the Foundation are eligible for membership.
Military, government and schools
- Employees and retirees of the City of Clearwater are eligible for membership.
- Employees and retirees of the City of Largo are eligible for membership.
3 more ways to join
Military, government and schools
- Employees and retirees of Pinellas County are eligible for membership.
- Employees and retirees of the Town of Belleair are eligible for membership.
Family and household
- Family members of eligible persons are eligible for membership.
Membership information collected October 5, 2026.