Bank · FDIC insured
Citizens Savings Bank Savings Rates
Citizens Savings Bank’s best savings rate is 0.10% APY on $10,000, with its Personal Savings. Rates checked October 16, 2026.
How Citizens Savings Bank’s savings rates compare
Compared with banks and credit unions near Bogalusa, LA, where Citizens Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens Savings Bank
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
Personal Savings
Top rate
DOCCU
0.40%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $40
2nd-highest rate
New Orleans Firemen's Federal Credit Union
0.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $25
Citizens Savings Bank savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market GOLD
0.05%APY
$8.00 service charge if balance falls below $2,500. Limited to 6 withdrawals or transfers per statement cycle; $5.00 per excess withdrawal. Earns tiered money market rates on balances of $5,000 or more; balances below $5,000 earn the Checking Plus Interest rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $75,000 | 0.15% | — |
| $75,000 and up | 0.20% | — |
Sources (3)
- citizenssb.com/personal/compare-accounts
- citizenssb.com/personal/deposit-rates
- citizenssb.com/personal/money-markets
All captured Oct 16, 2026
Personal Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate is variable and subject to change after opening. Calculated on daily balance.Over $0 | 0.10% | $10 | Rate is variable and subject to change after opening. Calculated on daily balance. |
Sources (3)
- citizenssb.com/personal/compare-accounts
- citizenssb.com/personal/deposit-rates
- citizenssb.com/personal/savings
All captured Oct 16, 2026
Personal Money Market
0.05%APY
$8.00 service charge if balance falls below $800. Limited to 6 withdrawals or transfers per statement cycle; $5.00 per excess withdrawal. Earns money market rates on balances of $2,500 or more; balances below $2,500 earn the Checking Plus Interest rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.05% | $5 |
Sources (3)
- citizenssb.com/personal/compare-accounts
- citizenssb.com/personal/deposit-rates
- citizenssb.com/personal/money-markets
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate is variable and subject to change after opening. Calculated on daily balance. Subject to $5 penalty for early withdrawal or closing prior to maturity.Over $0 | 0.25% | $25 | Rate is variable and subject to change after opening. Calculated on daily balance. Subject to $5 penalty for early withdrawal or closing prior to maturity. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.