Bank · FDIC insured
Citizens Federal Savings & Loan Association Savings Rates
Citizens Federal Savings & Loan Association’s best savings rate is 0.25% APY on $10,000, with its Passbook. Rates checked October 22, 2026.
How Citizens Federal Savings & Loan Association’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Citizens Federal Savings & Loan Association has the most branches. $10,000, best rate first.
This bank’s best
Citizens Federal Savings & Loan Association
0.25%APY
- Minimum
- $500
- Earns on $10,000 a year
- $25
Passbook
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Citizens Federal Savings & Loan Association savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0003.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Federal Savings & Loan Association ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upRequired balance to open the account and earn the Annual Percentage Yield.$25,000 and up | 3.00% | — | Required balance to open the account and earn the Annual Percentage Yield. |
Sources (1)
- citizens-federal.com/products/rates-cd-now-accounts · captured Oct 15, 2026
Passbook
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRequired balance to open the account and earn the Annual Percentage Yield.$500 and up | 0.25% | $25 | Required balance to open the account and earn the Annual Percentage Yield. |
Sources (1)
- citizens-federal.com/products/rates-cd-now-accounts · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.