Credit union · NCUA insured
Christiansted Federal CU CD Rates
A $33.7M credit union headquartered in Christiansted, VI, with 3,351 members and 1 branch in U.S. Virgin Islands.
How Christiansted Federal CU’s CD rates compare
Compared with banks and credit unions in United States Virgin Islands, where Christiansted Federal CU has the most branches. $10,000, best rate first.
This credit union’s best
Christiansted Federal CU
1.00%APY
- Term
- —
- Minimum
- $500
- Earns on $10,000
- $0
Share Certificates
Top rate
FirstBank
4.60%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
PenFed Credit Union
3.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,877
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
1.00%APY
Minimum (ABD) average daily balance may be required to earn dividends. Fees could reduce the earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum (ABD) average daily balance may be required to earn dividends. Fees could reduce earnings.Any balance | 1.00% | $100 | Minimum (ABD) average daily balance may be required to earn dividends. Fees could reduce earnings. |
Sources (4)
- cfcuvi.org
- cfcuvi.org/index.php/accounts
- cfcuvi.org/index.php/accounts/certificates
- cfcuvi.org/index.php/accounts/share-rates
All captured Sep 19, 2026
Who can join Christiansted Federal CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to those who live or work within the Christiansted District.
Family and household
- Open to immediate family members of a current member of the Credit Union.
Cost to join
- Requires a $25.00 minimum balance to keep account open and active.
Membership information collected October 4, 2026.