Credit union · NCUA insured
Christiansted Federal CU Auto Loan Rates
Christiansted Federal CU auto loans start at 5.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Christiansted Federal CU’s auto loan rates compare
Compared with banks and credit unions in United States Virgin Islands, where Christiansted Federal CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Christiansted Federal CU
5.00%APR
- Terms
- up to 84 months
- Discount
- None included
New Vehicle
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Mid-Island FCU
4.00%APR
- Terms
- —
- Discount
- Included in the rate
Christiansted Federal CU auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Christiansted Federal CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Rates are subject to change at any time and are based on individual's creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.00% | APR as low as 5.00%. Available term up to 84 months. Rates are based on individual's creditworthiness. |
Sources (4)
- cfcuvi.org
- cfcuvi.org/index.php/loans/vehicle-loans
- cfcuvi.org/index.php/loans
- cfcuvi.org/index.php/loans/loan-rates
All captured Oct 3, 2026
Used Vehicle
All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Rates are subject to change at any time and are based on individual's creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.00% | APR as low as 6.00%. Available term up to 84 months. Rates are based on individual's creditworthiness. |
Sources (4)
- cfcuvi.org
- cfcuvi.org/index.php/loans/vehicle-loans
- cfcuvi.org/index.php/loans
- cfcuvi.org/index.php/loans/loan-rates
All captured Oct 3, 2026
Who can join Christiansted Federal CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to those who live or work within the Christiansted District.
Family and household
- Open to immediate family members of a current member of the Credit Union.
Cost to join
- Requires a $25.00 minimum balance to keep account open and active.
Membership information collected October 4, 2026.