Credit union · NCUA insured
Christian Financial Credit Union Auto Loan Rates
Top CarrotChristian Financial Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Christian Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Christian Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Christian Financial Credit Union
4.99%APR
- Terms
- 37–60 months
- Discount
- None included
Auto Loans '17 – '22
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Christian Financial Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Christian Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans '17 – '22
Valid for Used Autos (Model years 2017 – 2022). Rates shown are the best available, based on credit history, available only on loans not already financed with Christian Financial, and based on automatic loan payment. Loans requested for more than 105% of collateral value or refinancing existing Christian Financial loans may be subject to a higher rate of interest.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 3.99% | Limited-Time Offer. |
| 37–60 months | 4.99% | — |
| 61–75 months | 5.49% | Requires loan amount of $15,000 & over. |
| 76–84 months | 5.74% | Requires loan amount of $30,000 & over. |
Sources (2)
All captured Oct 16, 2026
Auto Loans '23 - '27
Valid for New & Used Autos (Model years 2023-2027). Rates shown are the best available, based on credit history, available only on loans not already financed with Christian Financial, and based on automatic loan payment. Loans requested for more than 105% of collateral value or refinancing existing Christian Financial loans may be subject to a higher rate of interest.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 3.99% | Limited-Time Offer. |
| 37–60 months | 4.99% | — |
| 61–75 months | 5.49% | Requires loan amount of $15,000 & over. |
| 76–84 months | 5.74% | Requires loan amount of $30,000 & over. |
Sources (3)
- christianfinancialcu.com/auto-loan-refinance-meta
- christianfinancialcu.com/perso…wing/vehicles/auto-loans
- christianfinancialcu.com/rates
All captured Oct 16, 2026
Auto Rates – up to '16
Valid for Used Autos (Model years 2016 and older). Rates shown are the best available, based on credit history, available only on loans not already financed with Christian Financial, and based on automatic loan payment. Loans requested for more than 105% of collateral value or refinancing existing Christian Financial loans may be subject to a higher rate of interest.
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 9.24% | — |
Sources (2)
All captured Oct 16, 2026
Who can join Christian Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.