Chen-Del-O Federal Credit Union High-Yield Savings & Money Market Rates

How Chen-Del-O Federal Credit Union’s savings rates compare

Compared with banks and credit unions in New York, where Chen-Del-O Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Chen-Del-O Federal Credit Union
3.50%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$350
IRA accounts
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Family First Federal Credit Union
5.00%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$500
Family First Federal Credit Union rates

Compare savings rates near you →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Special-purpose accounts

IRA accounts

3.50%APYIRA

Deposits may be made through payroll deduction with no minimum required deposit. Roth and Educational IRAs also available. Tax shelter for anyone with earned income.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	3.50%	$350

Sources (2)

All captured Sep 17, 2026

Regular share, holiday and club accounts

0.13%APYClub

Christmas Stocking disbursements made October 1st; other club account use at member discretion.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 – $5,000	0.06%	—
$5,000 and up	0.13%	$12

Sources (2)

All captured Sep 17, 2026

Youth accounts

0.13%APYKids and teens

Eligible for any child attending school (K-12) in any public, private, or parochial school in Chenango, Delaware, or Otsego County, or home schooled students in those counties following an individualized home instruction plan meeting state requirements. Free to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $5,000	0.06%	—
$5,000 and up	0.13%	$12

Sources (3)

All captured Sep 17, 2026

Who can join Chen-Del-O Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Chen-Del-O Federal Credit Union overview