Credit union · NCUA insured
Champion Credit Union Auto Loan Rates
Champion Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.
How Champion Credit Union’s auto loan rates compare
Compared with banks and credit unions near Asheville, NC, where Champion Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Champion Credit Union
5.75%APR
- Terms
- up to 96 months
- Up to
- —
New and Used Cars
Lowest rate
Telco Community Credit Union
3.99%APR
- Terms
- 36–84 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Champion Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Champion Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Cars
All loan approvals are subject to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness. Minimum loan amount $5,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 5.75% | Rates starting as low as 5.75% APR and flexible terms up to 96 months. Minimum loan amount $5,000. Not all applicants will qualify for the lowest rate or longest term. |
Sources (2)
All captured Oct 4, 2026
Who can join Champion Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.