Credit union · NCUA insured
Chaffey Federal Credit Union Credit Card Rates
Chaffey Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Chaffey Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where Chaffey Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Chaffey Federal Credit Union
9.90%APR
- Up to
- —
Visa Platinum
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
Chaffey Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chaffey Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Advantage
Must be using at least one CFCU product. Loan approval is subject to credit and income evaluation. Membership required before loan is funded.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–17.00% | None | Credit line $500 – $5,000. Fixed rate. Must be using at least one CFCU product. |
Visa Classic
Loan approval is subject to credit and income evaluation. Membership required before loan is funded.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–18.00% | None | Credit line $500 – $5,000. Fixed rate. |
Visa Gold
Loan approval is subject to credit and income evaluation. Membership required before loan is funded.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–16.00% | None | Credit line $5,000 – $10,000. Fixed rate. |
Visa Platinum
Loan approval is subject to credit and income evaluation. Membership required before loan is funded.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Credit line $10,000 – $25,000. Fixed rate. |
Visa Secured
No credit check required. Membership required before loan is funded.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Line amount is 100% of Secured Amount ($500 minimum secured deposit). Fixed rate. |
Who can join Chaffey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work or regularly conduct business in, attend school, or worship in specified Census Tracts across southwestern San Bernardino and eastern Los Angeles County communities.
- Membership is open to individuals who are volunteers in the community outlined by Chaffey FCU census tracts.
Employers and groups
- Membership remains open to employees of schools and Select Employer Groups (SEGs) previously included in Chaffey FCU's Field of Membership.
Family and household
- Membership is open to individuals who have an immediate family or household member that is already a CFCU Member or lives within the Field of Membership.
- Membership is open to spouses of persons who have passed away within the Field of Membership.
Other ways
- Membership is open to organizations of eligible persons.
Membership information collected October 5, 2026.