Credit union · NCUA insured
Chadron Federal Credit Union Auto Loan Rates
Chadron Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Chadron Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Nebraska, where Chadron Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Chadron Federal Credit Union
5.50%APR
- Terms
- 36–60 months
- Up to
- 18.00% APR
Vehicle Loans
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
Chadron Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chadron Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
All loans are subject to credit approval. Rates are subject to change without notice. Offered terms & rates are determined by your credit score and loan policy. Loans available for new or pre-owned vehicles including cars, trucks, and SUVs.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 5.50%–18.00% | Tiered by credit score: A+ (730 and above) as low as 5.50%, A (680 - 729) as low as 7.00%, B (640 - 679) as low as 8.50%, C (600 - 639) as low as 13.00%, D (599-) 18%. All loans subject to credit approval. Offered terms & rates determined by credit score and loan policy. |
Sources (3)
All captured Oct 5, 2026
Who can join Chadron Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Dawes, Sioux, or Sheridan counties in Northwest Nebraska.
Employers and groups
- Membership is open to any employee of the Union Pacific Rail Road (western division).
Family and household
- Membership is open to immediate family members of an already active credit union member.
Membership information collected October 4, 2026.