Bank · FDIC insured
cfsbank Savings Rates
cfsbank’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How cfsbank’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where cfsbank has the most branches. $10,000, best rate first.
This bank’s best
cfsbank
0.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $50
Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
cfsbank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.52%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where cfsbank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. | 0.25% | — | $50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. |
| $10,000 – $49,999$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. | 0.50% | $50 | $50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. |
| $50,000 – $99,999$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. | 0.75% | — | $50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. |
| $100,000 – $499,999$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. | 1.52% | — | $50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. |
| $500,000 and up$50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. | 2.52% | — | $50.00 minimum balance at statement end to avoid a $5.00 monthly service fee. Interest compounded and credited quarterly. |
Sources (2)
- cfsbank.bank/wp-content/upload…and-Schedule-of-Fees.pdf
- cfsbank.bank/personal-banking/checking/money-market
All captured Oct 16, 2026
Passbook Savings
0.05%APY
Interest compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly.Any balance | 0.05% | $5 | Interest compounded and credited quarterly. |
Statement Savings
0.05%APY
Interest compounded and credited quarterly. Monthly statement issued for active account. Can be used as overdraft protection.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. Monthly statement issued for active account. Can be used as overdraft protection.Any balance | 0.05% | $5 | Interest compounded and credited quarterly. Monthly statement issued for active account. Can be used as overdraft protection. |
Special-purpose accounts
Coins Account
1.00%APY
For Ages 5 and Up. Optional ATM Card, Free Online & Mobile Banking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo Monthly Minimum Balance Requirement. No Monthly Fees. Interest Bearing Account.Any balance | 1.00% | $100 | No Monthly Minimum Balance Requirement. No Monthly Fees. Interest Bearing Account. |
Sources (2)
All captured Oct 16, 2026
Christmas Club
0.10%APY
Matures in October. The balance will be automatically transferred into your cfsbank deposit account shortly after maturity. Interest bearing account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMatures in October. Penalty for early withdrawal. Fees may reduce earnings.$50 and up | 0.10% | $10 | Matures in October. Penalty for early withdrawal. Fees may reduce earnings. |
Sources (3)
- cfsbank.bank/chart/club-savings
- cfsbank.bank/personal-banking/savings/club-savings
- cfsbank.bank/wp-content/upload…and-Schedule-of-Fees.pdf
All captured Oct 16, 2026
Vacation Club
0.10%APY
Matures in March. The balance will be automatically transferred into your cfsbank deposit account shortly after maturity. Interest bearing account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMatures in March. Penalty for early withdrawal. Fees may reduce earnings.$50 and up | 0.10% | $10 | Matures in March. Penalty for early withdrawal. Fees may reduce earnings. |
Sources (3)
- cfsbank.bank/chart/club-savings
- cfsbank.bank/personal-banking/savings/club-savings
- cfsbank.bank/wp-content/upload…and-Schedule-of-Fees.pdf
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.