Bank · FDIC insured
Hancock Whitney Credit Card Rates
Hancock Whitney credit cards start at 17.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Hancock Whitney’s credit card rates compare
Compared with banks and credit unions near New Orleans, LA, where Hancock Whitney has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Hancock Whitney
17.74%APR
- Up to
- 27.74% APR
Visa Platinum Credit Card
Lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
EPIC Federal Credit Union
6.99%APR
- Up to
- 18.00% APR
Hancock Whitney credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hancock Whitney ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles after account opening. |
| Ongoing | 17.74%–27.74% | None | Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026. |
| Ongoing | 28.74% | None | Variable APR for Cash Advances (Prime + 21.74%). Effective as of 10/22/2026. Cash advance fee of 5% ($10 minimum) applies. |
Sources (1)
- hancockwhitney.com/personal-credit-cards · captured Oct 22, 2026
Opening an account
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