Central Credit Union of Illinois CD Rates

How Central Credit Union of Illinois’s CD rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Central Credit Union of Illinois has the most branches. $10,000, best rate first.

This credit union’s best
Central Credit Union of Illinois
3.00%APY
Term
6 months
Minimum
$1,000
Earns on $10,000
$149
Share Certificate
Top rate
Vicinity Credit Union
5.15%APY
Term
13 months
Minimum
$1,000
Earns on $10,000
$559
Vicinity Credit Union rates
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
Term
60 months
Minimum
$1,000
Earns on $10,000
$2,836
Whiting Refinery Federal Credit Union rates

Compare CD rates near you →

CD score

Higher than 22% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.00%
9–15 months9–15 mo3.00%
16–30 months16–30 mo3.00%
31–60 months31–60 mo3.00%
QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Central Credit Union of Illinois ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificate

3.00%APY · 4 termsPromotionalFrom $1,000 to open

Dividends are compounded and credited monthly. Must maintain a $1,000 minimum daily balance to earn the stated APY. Early withdrawals are subject to a dividend penalty.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsFixed rate for 6 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$149
12 monthsFixed rate for 12 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$300
30 monthsFixed rate for 30 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$767
60 monthsFixed rate for 60 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$1,593

Sources (2)

All captured Oct 16, 2026

Special-purpose accounts

IRA Certificate

3.00%APY · 4 termsIRAPromotionalFrom $1,000 to open

Dividends are compounded and credited monthly. Must maintain a $1,000 minimum daily balance to earn the stated APY. Early withdrawals are subject to dividend penalties and IRS regulations. Available as Traditional or Roth IRA, or Coverdell Education Savings Account. No additional deposits allowed during term.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsFixed rate for 6 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$149
12 monthsFixed rate for 12 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$300
30 monthsFixed rate for 30 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$767
60 monthsFixed rate for 60 months. Stated APY requires maintaining a $1,000 minimum daily balance. Offered through 10/20/26	3.00%	$1,593

Sources (3)

All captured Oct 16, 2026

Who can join Central Credit Union of Illinois

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live in the state of Illinois are eligible for membership.

Employers and groups

Employees who work for one of more than 250 affiliated companies or organizations are eligible for membership.

Family and household

Family members of an existing member are eligible for membership.

Cost to join

Members must maintain a minimum balance of at least $5 in a Share Account to establish and retain membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Central Credit Union of Illinois overview