Bank · FDIC insured
Central Bank Utah Credit Card Rates
Top CarrotCentral Bank Utah credit cards start at 10.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Central Bank Utah’s credit card rates compare
Compared with banks and credit unions near Provo, UT, where Central Bank Utah has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Central Bank Utah
10.95%APR
- Up to
- —
Central Bank Visa Credit Card
Lowest rate
Deseret First Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Goldenwest Credit Union
10.24%APR
- Up to
- 18.00% APR
Central Bank Utah credit card score
78
Credit card score
Higher than 47% of U.S. banks and credit unions
- Purchase APRPurchase APR10.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Bank Utah ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Central Bank Visa Credit Card
Card designation and associated rate is based on credit worthiness and underwriting criteria. Fixed rate with no annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.95% | None | Fixed APR for purchases, cash advances and balance transfers. Card designation and associated rate is based on credit worthiness and underwriting criteria. |
| Ongoing | 14.95% | None | Fixed APR for purchases, cash advances and balance transfers. Card designation and associated rate is based on credit worthiness and underwriting criteria. |
Sources (2)
- cbutah.com/personal-banking/cr…ervices/visa-credit-card
- cbutah.com/personal-banking/cr…-credit-card-application
All captured Oct 4, 2026
Opening an account
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