Credit union · NCUA insured
CCSE Federal Credit Union CD Rates
Top CarrotCCSE Federal Credit Union’s best CD rate is 3.30% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How CCSE Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Olean, NY, where CCSE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CCSE Federal Credit Union
3.30%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $671
Share Certificate (Certificate of Deposit)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
M&T Bank
3.85%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $583
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate (Certificate of Deposit)
Up to 3.30%APY · 2 terms
$1,000 minimum balance to earn interest. 12, 24, 36, 48, and 60 month terms are available. 90-365 Days interest penalty for early withdrawal (depending on term). All rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty: 90 days interest | 3.04% | $304 |
| 24 monthsEarly withdrawal penalty: 90 days interest | 3.30% | $671 |
Special-purpose accounts
Youth CD’s (Certificate of Deposits)
Up to 3.56%APY · 2 terms
Open with just $100.00 and earn interest. 6 and 12 month terms available. All rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo early withdrawal penalty on 6 month CD. Add funds to 6 month CD whenever you’d like | 2.96% | $147 |
| 12 months30 days interest penalty on 12 month | 3.56% | $356 |
Who can join CCSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Cattaraugus County is eligible for membership.
Membership information collected October 5, 2026.