Bank · FDIC insured
Cattaraugus County Bank Auto Loan Rates
Cattaraugus County Bank auto loans start at 7.50% APR for a new vehicle. Rates checked October 16, 2026.
How Cattaraugus County Bank’s auto loan rates compare
Compared with banks and credit unions near Olean, NY, where Cattaraugus County Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Cattaraugus County Bank
7.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Auto Loans
Lowest rate
High Point Federal Credit Union
4.24%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
CCSE Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 12.25% APR
- Discount
- None included
Cattaraugus County Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cattaraugus County Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Minimum down payment may be required. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.25% | Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| up to 60 months | 7.50% | Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| up to 72 months | 7.75% | Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| up to 120 months | 8.00% | Base Rate/APR. Automatic payment (AFT) required. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
Sources (3)
- countonccb.com/personal-banking/personal-loans
- countonccb.com/rate-table/new-auto-loans
- countonccb.com/resources/rates
All captured Oct 16, 2026
Used Auto Loans / Auto Loan Refinance
Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. Older vehicles considered on exception basis (add 0.50%). Max LTV 75%. Minimum down payment may be required.
| Terms | APR | Conditions |
|---|---|---|
| 6–60 months | 8.25% | Model year 2021–2025. Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| 61–72 months | 9.00% | Model year 2021–2025. Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| 6–48 months | 9.25% | Model year 2019–2020. Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
| 6–36 months | 10.25% | Model year 2017–2018. Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT. |
Sources (3)
- countonccb.com/personal-banking/personal-loans
- countonccb.com/rate-table/used…oans-auto-loan-refinance
- countonccb.com/resources/rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.