Credit union · NCUA insured
Catholic & Community CU Auto Loan Rates
Catholic & Community CU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Catholic & Community CU’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Catholic & Community CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Catholic & Community CU
4.99%APR
- Terms
- 37–69 months
- Up to
- 10.24% APR
Auto & Truck Loans (2027–2024 Model Years)
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Terms
- —
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Terms
- —
- Up to
- —
Catholic & Community CU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Catholic & Community CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto & Truck Loans (2016–2013 Model Years)
Rates determined using TransUnion Auto Specific FICO 08 Score. If loan is approved and mileage is over 125,000, add 0.50% to qualifying rate. First due dates can be scheduled up to 90 days from date of contract.
| Terms | APR | Conditions |
|---|---|---|
| 1–66 months | 7.74%–12.74% | APR is 7.74%–7.99% for 720+ FICO, 8.49%–9.49% for 719–680, 9.24% for 679–650, and 12.74% for 649–640. |
| 67–72 months | 7.99%–13.74% | APR is 7.99% for 720+ FICO, 9.49% for 719–680, 11.99% for 679–650, and 13.74% for 649–640 (rates for 720+ and 719–680 listed as TBD on source p35). |
Sources (2)
All captured Oct 7, 2026
Auto & Truck Loans (2019–2017 Model Years)
Rates determined using TransUnion Auto Specific FICO 08 Score. If loan is approved and mileage is over 125,000, add 0.50% to qualifying rate. First due dates can be scheduled up to 90 days from date of contract.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 5.99%–8.99% | APR is 5.99% for 720+ FICO, 6.49% for 719–680, 6.99% for 679–650, and 8.99% for 649–640. |
| 37–69 months | 6.74%–11.74% | APR is 6.74% for 720+ FICO, 7.49% for 719–680, 8.24% for 679–650, and 11.74% for 649–640. |
| 70–79 months | 6.99%–12.74% | APR is 6.99% for 720+ FICO, 7.99% for 719–680, 9.99% for 679–650, and 12.74% for 649–640. |
Sources (2)
All captured Oct 7, 2026
Auto & Truck Loans (2023–2020 Model Years)
Rates determined using TransUnion Auto Specific FICO 08 Score. If loan is approved and mileage is over 125,000, add 0.50% to qualifying rate. First due dates can be scheduled up to 90 days from date of contract.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.99%–7.50% | APR is 4.99% for 720+ FICO, 5.50% for 719–680, 6.99% for 679–650, and 7.50% for 649–640. |
| 37–69 months | 5.49%–10.49% | APR is 5.49% for 720+ FICO, 6.24% for 719–680, 7.50% for 679–650, and 10.49% for 649–640. |
| 70–79 months | 5.99%–10.99% | APR is 5.99% for 720+ FICO, 6.99% for 719–680, 7.99% for 679–650, and 10.99% for 649–640. |
| 80–84 months | 7.74%–13.74% | APR is 7.74% for 720+ FICO, 719–680 is 8.49%–8.99%, 10.99% for 679–650, and 13.74% for 649–640. |
Sources (2)
All captured Oct 7, 2026
Auto & Truck Loans (2027–2024 Model Years)
Rates determined using TransUnion Auto Specific FICO 08 Score. If loan is approved and mileage is over 125,000, add 0.50% to qualifying rate. First due dates can be scheduled up to 90 days from date of contract.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.50%–7.24% | APR is 4.50% for 720+ FICO, 4.99% for 719–680, 6.50% for 679–650, and 7.24% for 649–640. |
| 37–69 months | 4.99%–10.24% | APR is 4.99% for 720+ FICO, 5.49% for 719–680, 7.25% for 679–650, and 10.24% for 649–640. |
| 70–79 months | 5.49%–10.49% | APR is 5.49% for 720+ FICO, 6.24% for 719–680, 7.74% for 679–650, and 10.49% for 649–640. |
| 80–86 months | 7.24%–13.24% | APR is 7.24% for 720+ FICO, 7.99% for 719–680, 10.24% for 679–650, and 13.24% for 649–640. |
| 87–96 months | 8.24%–10.74% | APR is 8.24% for 720+ FICO, 8.99% for 719–680, and 10.74% for 679–650. The 649–640 pricing tier is not available for this term. |
Sources (2)
All captured Oct 7, 2026
Who can join Catholic & Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.