Bank
Cash App Savings Rates
Cash App’s best savings rate is 3.50% APY, with its Cash App Savings, with extra requirements. Rates checked October 26, 2026.
How Cash App’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Cash App
3.50%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $350
Cash App Savings
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Cash App Savings
Up to 3.50%APY
Available for personal accounts (business accounts are not eligible). Requires a Cash App Card, sponsoring one or more accounts, or having a sponsored account. No monthly fees or minimum balance requirements; can start saving with as little as $1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceHigh-yield rate with Cash App Green status or for sponsored accounts (ages 13-17) with sponsor approval. Qualify for Cash App Green by receiving $300 or more in qualifying direct deposits monthly, or spending $500 or more monthly with Cash App Card or Cash App Pay.Any balance | 3.50% | $350 | High-yield rate with Cash App Green status or for sponsored accounts (ages 13-17) with sponsor approval. Qualify for Cash App Green by receiving $300 or more in qualifying direct deposits monthly, or spending $500 or more monthly with Cash App Card or Cash App Pay. |
| Any balanceBase rate. Requires a Cash App Card or sponsoring one or more sponsored accounts without qualifying for Cash App Green.Any balance | 1.50% | $150 | Base rate. Requires a Cash App Card or sponsoring one or more sponsored accounts without qualifying for Cash App Green. |
Sources (4)
- cash.app/help/us/en-us/6534-cash-app-savings
- cash.app/learn/getting-started…ps-savings-interest-rate
- cash.app/savings
- cash.app/us/en/legal/savings
All captured Oct 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.