Bank · FDIC insured
Capra Bank Savings Rates
Capra Bank’s best savings rate is 3.75% APY, with its Personal Money Market, with extra requirements. Rates checked November 6, 2026.
How Capra Bank’s savings rates compare
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This bank’s best
Capra Bank
3.75%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $375
Personal Money Market
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Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
Up to 3.75%APY
Minimum daily balance of $10,000 to avoid monthly maintenance fee. Monthly maintenance fee waived for account owners under age 18 or over age 65. Up to 6 withdrawals per month at no charge; additional fees apply for subsequent withdrawals. Interest rate and APY are based on account balance and included in Rate Sheet.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid any month where the promotional rate requirements are not met during the promotional period. | 0.05% | $5 | Paid any month where the promotional rate requirements are not met during the promotional period. |
| $10,000 and upOffer available to new customers of Capra Bank on new money. 6-month intro rate paid for 6 months (180 days) from account opening when maintaining a minimum daily balance of $10,000 or more in the money market account. Must have, open and maintain a Summit Checking, G.O.A.T. Checking, or Elevate Checking account. Limited to one household/SSN. Valid on accounts opened by July 31, 2026. Rate may vary after account is opened. After intro period, interest rate converts to applicable rates disclosed in Personal Rate Sheet. | 3.75% | $375 | Offer available to new customers of Capra Bank on new money. 6-month intro rate paid for 6 months (180 days) from account opening when maintaining a minimum daily balance of $10,000 or more in the money market account. Must have, open and maintain a Summit Checking, G.O.A.T. Checking, or Elevate Checking account. Limited to one household/SSN. Valid on accounts opened by July 31, 2026. Rate may vary after account is opened. After intro period, interest rate converts to applicable rates disclosed in Personal Rate Sheet. |
Sources (2)
All captured Nov 6, 2026
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