Credit union · NCUA insured
CAPE Federal Credit Union Auto Loan Rates
CAPE Federal Credit Union auto loans start at 5.20% APR for a new vehicle and 5.70% for a used one. Rates checked October 22, 2026.
How CAPE Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Clarksburg, WV, where CAPE Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CAPE Federal Credit Union
5.20%APR
- Terms
- 36–60 months
Vehicle Loan – NEW
Lowest rate
Chessie Federal Credit Union
4.24%APR
- Terms
- 49–60 months
2nd-lowest rate
Harrison County Federal Credit Union
4.25%APR
- Terms
- 60–72 months
CAPE Federal Credit Union auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew5.20%
- Used vehicleUsed5.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CAPE Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic / Collectible
Available to members who live, work, worship, or attend school in Harrison County, West Virginia. All loans subject to approval based upon creditworthiness, qualifications and collateral conditions. Value based on NADA.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.49% | Value based on NADA. Subject to approval based upon creditworthiness, qualifications and collateral conditions. |
Sources (1)
- capecu.com/rates · captured Oct 4, 2026
Motorcycles/ATV – NEW & USED
Available to members who live, work, worship, or attend school in Harrison County, West Virginia. All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| — | 11.49% | Subject to approval based upon creditworthiness, qualifications and collateral conditions. Applies to new and used motorcycles/ATVs. |
Sources (1)
- capecu.com/rates · captured Oct 4, 2026
Vehicle Loan – NEW
Available to members who live, work, worship, or attend school in Harrison County, West Virginia. All loans subject to approval based upon creditworthiness, qualifications and collateral conditions. Flexible terms ranging from 36-60 months. Value based on Retail / NADA.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 5.20% | Value based on Retail / NADA. Subject to approval based upon creditworthiness, qualifications and collateral conditions. |
Vehicle Loan – USED
Available to members who live, work, worship, or attend school in Harrison County, West Virginia. All loans subject to approval based upon creditworthiness, qualifications and collateral conditions. Flexible terms ranging from 36-60 months. Value based on Retail / NADA.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 5.70% | Value based on Retail / NADA. Subject to approval based upon creditworthiness, qualifications and collateral conditions. |
Who can join CAPE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Harrison County, West Virginia are eligible to join.
Employers and groups
- Organizations of persons within the field of membership are eligible to join.
- Employees of approved Select Employee Groups (SEGs) are eligible to join.
Military, government and schools
- Employees of the Credit Union are eligible to join.
Family and household
- Members of immediate families or households of eligible persons are eligible to join.
- Spouses of persons who died while within the field of membership of the Credit Union are eligible to join.
Cost to join
- A minimum opening deposit of $10.00 into a Primary Savings Account is required.
- A one-time membership fee of $1.00 is required.
Membership information collected October 4, 2026.