Credit union · NCUA insured
BVA Federal Credit Union CD Rates
BVA Federal Credit Union’s best CD rate is 4.25% APY on a 7-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked November 7, 2026.
How BVA Federal Credit Union’s 12-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 12-month CD
BVA Federal Credit Union
3.30%APY
- Minimum
- $1,000
- Earns on $10,000
- $330
Share Certificates
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Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Special
4.25%APY · 1 term
Limited time offer. Early withdrawal penalties apply (90 days dividends).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsLimited time special offer. Early withdrawal penalty is ninety (90) days dividends | 4.25% | $246 |
Sources (3)
- bvafcu.com
- bvafcu.com/share-certificate-special-2
- bvafcu.com/wp-content/uploads/…-Certificate-Special.png
All captured Nov 7, 2026
Share Certificates
Up to 3.80%APY · 5 terms
All Share Certificates require a minimum deposit of at least $1,000.00. Dividends are compounded daily and paid quarterly on balances over $50; accounts with balances less than $50 will not earn dividends. Certificate accounts are subject to Early Withdrawal Penalty of ninety (90) days dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 3.03% | $150 |
| 12 monthsDividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 3.30% | $330 |
| 18 monthsDividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 3.80% | $575 |
| 24 monthsDividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 3.03% | $615 |
| 36 monthsDividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 3.13% | $969 |
Jumbo Share Certificates
Up to 0.45%APY · 2 terms
Dividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends. Available in 12-month and 24-month terms with tiered rates.
| Term | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months12 Months term. Dividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 0.30% | 0.35% | —0.30% $50k–$100k0.35% from $100k | — |
| 24 months24 Months term. Dividends compounded daily and paid quarterly on balances over $50. Early withdrawal penalty is 90 days dividends | 0.40% | 0.45% | —0.40% $50k–$100k0.45% from $100k | — |
Sources (1)
- bvafcu.com/rates/savings-rates · captured Nov 7, 2026
Special-purpose accounts
Traditional / Roth IRA Certificates
0.25%APY · 1 term
$1000 minimum deposit. Early withdrawal penalty of 90 days dividends. Dividends compounded daily and paid quarterly on balances over $50. Traditional and Roth IRA certificate options.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum opening deposit $1000. Certificate accounts subject to early withdrawal penalty (90 days dividends). Dividends compounded daily and paid quarterly on balances over $50 | 0.25% | $25 |
Youth Share Certificates
0.05%APY
$100 minimum deposit. Dividends compounded daily and paid quarterly on balances over $50. Certificate accounts are subject to early withdrawal penalty of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit $100. Certificate accounts subject to early withdrawal penalty (90 days dividends). Dividends compounded daily and paid quarterly on balances over $50.Any balance | 0.05% | $5 | Minimum opening deposit $100. Certificate accounts subject to early withdrawal penalty (90 days dividends). Dividends compounded daily and paid quarterly on balances over $50. |
Sources (1)
- bvafcu.com/rates/savings-rates · captured Nov 7, 2026
BVA Federal Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.13%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Who can join BVA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.