Credit union · NCUA insured
BVA Federal Credit Union Auto Loan Rates
BVA Federal Credit Union auto loan rates start at 4.25% APR. Rates checked October 16, 2026.
How BVA Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where BVA Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BVA Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan (Untitled 2024-2025)
Rates are based on credit score. Scores of 680 – 774 qualify for current rates. Scores of 640-679 will add 2% to current rates. Scores of 600 – 639 will add 5% to current rates. Scores of 599 and below will add 5% to current rates. No credit score due to insufficient data, 2% higher. If refinancing from another institution, member is responsible for the PA Department of Motor Vehicles titling fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25% | Scores 680 – 774 qualify for 4.25% APR. |
| up to 48 months | 5.00% | Scores 680 – 774 qualify for 5.00% APR. |
| up to 60 months | 5.50% | Scores 680 – 774 qualify for 5.50% APR. |
| up to 72 months | 6.00% | Scores 680 – 774 qualify for 6.00% APR. |
| up to 84 months | 6.50% | Scores 680 – 774 qualify for 6.50% APR. |
Sources (1)
- bvafcu.com/rates/loanrates · captured Oct 7, 2026
Used Auto Loan (Titled 2019 – 2024)
Rates are based on credit score. Scores of 680 – 774 qualify for current rates. Scores of 640-679 will add 2% to current rates. Scores of 600 – 639 will add 5% to current rates. Scores of 599 and below will add 5% to current rates. No credit score due to insufficient data, 2% higher. If refinancing from another institution, member is responsible for the PA Department of Motor Vehicles titling fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.00% | Scores 680 – 774 qualify for 5.00% APR. |
| up to 48 months | 5.50% | Scores 680 – 774 qualify for 5.50% APR. |
| up to 60 months | 6.50% | Scores 680 – 774 qualify for 6.50% APR. |
| up to 72 months | 7.00% | Scores 680 – 774 qualify for 7.00% APR. |
Sources (1)
- bvafcu.com/rates/loanrates · captured Oct 7, 2026
Who can join BVA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.