Credit union · NCUA insured
Business & Industrial FCU Auto Loan Rates
Business & Industrial FCU auto loans start at 4.25% APR for a new vehicle and 4.25% for a used one. Rates checked October 15, 2026.
How Business & Industrial FCU’s auto loan rates compare
Compared with banks and credit unions near Columbus, IN, where Business & Industrial FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Business & Industrial FCU
4.25%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Auto Loan
2nd-lowest rate
Bar-Cons Federal Credit Union
4.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Business & Industrial FCU auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Business & Industrial FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Applicants must be a member of the credit union with at least a minimum share balance of $5.00. Rate based on creditworthiness and term of loan. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.25% | Model Years: 2023 - NEW. Minimum $5,000. |
| up to 72 months | 4.49% | Model Years: 2023 - NEW. Minimum $10,000. |
| up to 84 months | 5.49% | Model Years: 2023 - NEW. Minimum $10,000. |
| up to 60 months | 5.49% | Model Years: 2020 - 2022. Minimum $5,000. |
| up to 72 months | 5.74% | Model Years: 2020 - 2022. Minimum $10,000. |
| up to 84 months | 5.99% | Model Years: 2020 - 2022. Minimum $10,000. |
| up to 60 months | 5.99% | Model Years: 2015 - 2019. |
| up to 72 months | 6.99% | Model Years: 2015 - 2019. Minimum $10,000. |
| up to 60 months | 7.49% | Model Years: 2011 - 2014. |
| up to 48 months | 8.99% | Model Year: 2010. |
Who can join Business & Industrial FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or businesses and other legal entities located in Bartholomew, Jennings, and Jefferson counties in Indiana are eligible for membership.
Employers and groups
- Employees of this credit union are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
Other ways
- Members of this credit union as of June 15, 2004 are eligible for membership.
- Organizations of such persons are eligible for membership.
1 more way to join
Other ways
- Volunteers within the community are eligible for membership.
Cost to join
- An account balance of at least $5.00 must be established and maintained upon approval.
Membership information collected October 5, 2026.