Credit union · NCUA insured
Bar-Cons Federal Credit Union Auto Loan Rates
Top CarrotBar-Cons Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 15, 2026.
How Bar-Cons Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Indianapolis, IN, where Bar-Cons Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Bar-Cons Federal Credit Union
4.50%APR
- Terms
- —
- Up to
- —
Auto & Truck Loans
Lowest rate
Financial Center First
4.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Bar-Cons Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bar-Cons Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto & Truck Loans
Subject to credit approval and minimum credit score. Rates are subject to change without notice. All loans subject to approval. Rates, terms, and conditions are subject to change and vary based on creditworthiness, qualifications, and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Model Year: 2025-2026. As low as rate. Subject to credit approval and minimum credit score. |
| — | 5.00% | Model Year: 2023-2024. As low as rate. Subject to credit approval and minimum credit score. |
| — | 5.50% | Model Year: 2021-2022. As low as rate. Subject to credit approval and minimum credit score. |
| — | 6.00% | Model Year: 2020 & older. As low as rate. Subject to credit approval and minimum credit score. |
Sources (3)
- barcons.org/loans/personal/loan-rates
- barcons.org/loans/vehicle/auto-loans
- barcons.org/loans/personal/all-loan-products
All captured Oct 5, 2026
Motorcycle Loans
Subject to credit approval and minimum credit score. Rates are subject to change without notice. All loans subject to approval. Rates, terms, and conditions are subject to change and vary based on creditworthiness, qualifications, and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | Model Year: 2025-2026. As low as rate. Subject to credit approval and minimum credit score. |
| — | 5.50% | Model Year: 2023-2024. As low as rate. Subject to credit approval and minimum credit score. |
| — | 6.00% | Model Year: 2021-2022. As low as rate. Subject to credit approval and minimum credit score. |
| — | 6.50% | Model Year: 2020 & older. As low as rate. Subject to credit approval and minimum credit score. |
Sources (2)
All captured Oct 5, 2026
Who can join Bar-Cons Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.