Credit union · NCUA insured
Business & Industrial FCU Credit Card Rates
Business & Industrial FCU credit card rates start at 9.90% APR. Rates checked October 15, 2026.
How Business & Industrial FCU’s credit card rates compare
Compared with banks and credit unions near Columbus, IN, where Business & Industrial FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Business & Industrial FCU
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bar-Cons Federal Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Centra Credit Union
12.00%APR
- Up to
- 19.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Card
Available to members of Business & Industrial FCU. Minimum share balance of $5.00 required for credit union membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75% | None | Fixed rate. Once approved, you can obtain cash advances, make purchases, or do a balance transfer. Rate based on creditworthiness and term of loan. |
VISA Platinum Card
Available to members of Business & Industrial FCU. Minimum share balance of $5.00 required for credit union membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.90% | None | 12 month introductory rate of 7.90% APR! After the 12 month introductory period our VISA Platinum Card rate reverts to 9.90% APR. Rate based on creditworthiness and term of loan. |
| Ongoing | 9.90% | None | Standard rate after the 12 month introductory period. Rate based on creditworthiness and term of loan. |
Who can join Business & Industrial FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or businesses and other legal entities located in Bartholomew, Jennings, and Jefferson counties in Indiana are eligible for membership.
Employers and groups
- Employees of this credit union are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
Other ways
- Members of this credit union as of June 15, 2004 are eligible for membership.
- Organizations of such persons are eligible for membership.
1 more way to join
Other ways
- Volunteers within the community are eligible for membership.
Cost to join
- An account balance of at least $5.00 must be established and maintained upon approval.
Membership information collected October 5, 2026.