Credit union · NCUA insured
Brooklyn Coop Credit Card Rates
Brooklyn Coop credit cards start at 17.74% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Brooklyn Coop’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Brooklyn Coop has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Brooklyn Coop
17.74%APR
Elevate Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Brooklyn Coop credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Brooklyn Coop ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Elevate Credit Card
Standard rate for all cardholders regardless of credit score. Same APR for purchases and cash advances. No penalty APR for missed payments.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.74% | None | Standard APR for all cardholders regardless of credit score; applies to purchases. |
Sources (1)
- brooklyn.coop/ccards · captured Oct 7, 2026
Who can join Brooklyn Coop
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, operate a business, or belong to a community organization headquartered in specified Brooklyn and Queens community districts.
Employers and groups
- Membership is open to individuals who are part of organizations that are "Friends of Bk Coop" members.
Family and household
- Membership is open to relatives of or individuals living in the same household of an existing Brooklyn Cooperative FCU member.
Cost to join
- Joining requires a $25 membership fee.
- Joining requires a $30 membership share deposit.
Membership information collected October 5, 2026.