Credit union · NCUA insured
Brewer Federal Credit Union Auto Loan Rates
Brewer Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Brewer Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bangor, ME, where Brewer Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Brewer Federal Credit Union
4.99%APR
- Terms
- up to 60 months
New Vehicle Loan (2025 or newer)
Lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
2nd-lowest rate
Eastmill Federal Credit Union
4.50%APR
- Terms
- 49–63 months
Brewer Federal Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Brewer Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan (2025 or newer)
Applies to 2025 or newer model years. APR varies based on creditworthiness, selected term, and collateral qualifications. Subject to underwriting.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Monthly payment of $29.75 per $1,000. Rates determined by risk-based pricing. |
| up to 48 months | 4.74% | Monthly payment of $22.92 per $1,000. Rates determined by risk-based pricing. |
| up to 60 months | 4.99% | Monthly payment of $18.87 per $1,000. Rates determined by risk-based pricing. |
| up to 72 months | 5.24% | Monthly payment of $16.22 per $1,000. Rates determined by risk-based pricing. |
| up to 84 months | 5.99% | Monthly payment of $14.61 per $1,000. Rates determined by risk-based pricing. |
Sources (1)
- brewerfcu.org/loans/loan-rates · captured Oct 7, 2026
Used Vehicle Loan
APR varies based on creditworthiness, selected term, and collateral qualifications. Subject to underwriting.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Monthly payment of $29.75 per $1,000. Rates determined by risk-based pricing. |
| up to 48 months | 5.24% | Monthly payment of $23.50 per $1,000. Rates determined by risk-based pricing. |
| up to 60 months | 5.49% | Monthly payment of $19.10 per $1,000. Rates determined by risk-based pricing. |
| up to 72 months | 5.74% | Monthly payment of $16.46 per $1,000. Rates determined by risk-based pricing. |
| up to 84 months | 6.24% | Monthly payment of $14.73 per $1,000. Rates determined by risk-based pricing. |
Sources (1)
- brewerfcu.org/loans/loan-rates · captured Oct 7, 2026
Who can join Brewer Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in Brewer, Maine, or Penobscot County, Hancock County, and Waldo County, Maine.
Membership information collected October 4, 2026.