Bank · FDIC insured
BOK Financial Auto Loan Rates
BOK Financial auto loans start at 6.39% APR for a new vehicle and 6.39% for a used one. Rates checked October 15, 2026.
How BOK Financial’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where BOK Financial has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
BOK Financial
6.39%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Auto Loan
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
BOK Financial auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.39%
- Used vehicleUsed6.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BOK Financial ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Subject to approval and presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.29% | Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 48 months | 6.34% | Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 60 months | 6.39% | Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 72 months | 6.49% | Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
Sources (1)
- bokfinancial.com/personal/prod…nes-of-credit/loan-rates · captured Oct 15, 2026
Used Auto Loan
Subject to approval and presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. Maximum Mileage for Used autos is 200,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.29% | Applicable for vehicle model years 2016 - 2026. Maximum mileage is 200,000 miles. Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 48 months | 6.34% | Applicable for vehicle model years 2018 - 2026. Maximum mileage is 200,000 miles. Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 60 months | 6.39% | Applicable for vehicle model years 2022 - 2026. Maximum mileage is 200,000 miles. Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
| up to 72 months | 6.49% | Applicable for vehicle model years 2023 - 2026. Maximum mileage is 200,000 miles. Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account. |
Sources (1)
- bokfinancial.com/personal/prod…nes-of-credit/loan-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.