Credit union · NCUA insured
Billerica Municipal Employees Credit Union Savings Rates
Billerica Municipal Employees Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Shares. Rates checked October 15, 2026.
How Billerica Municipal Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Billerica Municipal Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Billerica Municipal Employees Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Regular Shares
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Billerica Municipal Employees Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Billerica Municipal Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.25%APY
Primary account for all members; membership requires maintaining a regular share account with a balance of $5.00. Statements mailed quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRates are variable and subject to change. Dividends are paid on the last day of each month and calculated using daily balance. A $25.00 minimum balance must be maintained to accrue interest. Fees may reduce earnings.$25 and up | 0.25% | $25 | Rates are variable and subject to change. Dividends are paid on the last day of each month and calculated using daily balance. A $25.00 minimum balance must be maintained to accrue interest. Fees may reduce earnings. |
Who can join Billerica Municipal Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Municipal employees of the Town of Billerica, including Billerica Public School and Shawsheen Technical School employees.
Family and household
- Families of municipal employees of the Town of Billerica (including Billerica Public School and Shawsheen Technical School employees).
Membership information collected October 5, 2026.