Bank · FDIC insured
Better Banks Credit Card Rates
Better Banks credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Better Banks’s credit card rates compare
Compared with banks and credit unions near Peoria, IL, where Better Banks has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Better Banks
14.00%APR
Rewards Credit Card
Lowest rate
Cooperative Choice Network Credit Union
9.90%APR
2nd-lowest rate
Morton Community Bank
11.00%APR
Better Banks credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Better Banks ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rewards Credit Card
Minimum credit limit = $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% Introductory APR for 6 Months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- betterbanks.com/personal/loans/credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.