Credit union · NCUA insured
Belton Federal Credit Union Savings Rates
Belton Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Share (Savings) Accounts. Rates checked October 16, 2026.
How Belton Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Killeen, TX, where Belton Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Belton Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Regular Share (Savings) Accounts
Top rate
Texell Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Belton Federal Credit Union savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Belton Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share (Savings) Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.25% | $25 |
| $20,000 and up | 0.40% | — |
Sources (1)
- beltonfcu.com/accounts · captured Sep 17, 2026
Special-purpose accounts
Christmas Accounts
0.75%APY
Minimum of $25 to open and maintain account, maximum monthly deposit of $200, maximum account balance $2400.00. Checks for total of Christmas Account Balance will be printed and dispersed on the last business day of October annually. Christmas Accounts can be reopened on the first business day of January of the following year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,400Minimum of $25 to open and maintain account, maximum monthly deposit of $200, maximum account balance $2400.00. Checks for total of Christmas Account Balance will be printed and dispersed on the last business day of October annually. Christmas Accounts can be reopened on the first business day of January of the following year.Up to $2,400 | 0.75% | — | Minimum of $25 to open and maintain account, maximum monthly deposit of $200, maximum account balance $2400.00. Checks for total of Christmas Account Balance will be printed and dispersed on the last business day of October annually. Christmas Accounts can be reopened on the first business day of January of the following year. |
Sources (1)
- beltonfcu.com/accounts · captured Sep 17, 2026
Who can join Belton Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of Belton Independent School District are eligible for membership.
- Employees and retirees of University of Mary Hardin Baylor are eligible for membership.
Family and household
- Immediate family members of eligible school district or university employees/retirees, and family members of eligible account holders, are eligible for membership.
Cost to join
- An initial deposit of $25 is required to become a member.
Membership information collected October 5, 2026.