Credit union · NCUA insured
Bellwether Community Credit Union Savings Rates
Bellwether Community Credit Union’s best savings rate is 0.36% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Bellwether Community Credit Union’s savings rates compare
Compared with banks and credit unions near Manchester, NH, where Bellwether Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bellwether Community Credit Union
1.75%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $175
Emergency Savings
Top rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
2nd-highest rate
Ledyard Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Bellwether Community Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.75%
- $10,000 balance$10,0001.75%
- $100,000 balance$100,0003.60%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bellwether Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Money Market
0.05%APY
Offer is not available for funds in existing Bellwether share accounts (new money only). Rates are variable and can change after opening. Minimum balance of $2,500.00 to obtain dividends; minimum balance of $50,000.00 to obtain special dividend rate. Up to 6 transfers or check withdrawals per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.00% | — | |
| $2,500 – $50,000 | 0.05% | $5 | |
| $50,000 and upNew money only; special dividend rate. | 3.60% | — | New money only; special dividend rate. |
Sources (1)
- bccu.org/bank/money-market-accounts · captured Sep 19, 2026
Emergency Savings
1.75%APY
No minimum balance to earn dividends. $5.00 minimum to open. Balance earns a premium rate from the first penny deposited, equal to the highest tier on money market savings accounts on full balance up to $500; any amount above that limit earns the standard savings rate. Variable rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier applies up to $500 balance. Variable rate. $5.00 minimum to open. | 1.75% | — | Tier applies up to $500 balance. Variable rate. $5.00 minimum to open. |
| Over $500Blended / tiered rate on balances $500.01+: APY ranges from 0.01% to 1.75% (Dividend rate 0.01% - 1.74%). Portions above $500 earn standard savings rate. Variable rate. $5.00 minimum to open. | 1.75% | $175 | Blended / tiered rate on balances $500.01+: APY ranges from 0.01% to 1.75% (Dividend rate 0.01% - 1.74%). Portions above $500 earn standard savings rate. Variable rate. $5.00 minimum to open. |
Sources (3)
All captured Sep 19, 2026
Premier Money Market
0.05%APY
Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Variable rate subject to change after opening. Dividends compounded and credited at least monthly. Up to 6 transfers or check withdrawals per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $100,000 | 0.05% | $5 |
| $100,000 – $250,000 | 1.65% | — |
| $250,000 – $500,000 | 1.70% | — |
Money Market
0.36%APY
Minimum balance of $2,500.00 to obtain dividends. Rates are variable and can change after opening. Up to 6 transfers or check withdrawals per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $10,000 | 0.24% | — |
| $10,000 – $50,000 | 0.36% | $36 |
| $50,000 – $100,000 | 0.53% | — |
| $100,000 and up | 0.79% | — |
Primary Share Savings
0.01%APY
$5 membership share required to establish and maintain membership. Variable rate account. $100 minimum daily balance required to earn dividends. Minimum $5.00 to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate.$100 and up | 0.01% | $1 | $100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate. |
Secondary Savings
0.01%APY
Variable rate account. $100 minimum daily balance required to earn dividends. $5.00 minimum to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate.$100 and up | 0.01% | $1 | $100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate. |
Special-purpose accounts
Begin Savings
1.75%APY
Available to members through the age of 26. The premium rate tier is discontinued automatically during the month following the member's 27th birthday, adjusting to the Primary Savings (Regular) Share Account rate. No minimum balance to earn dividends. $5.00 to open. Balance earns a premium rate from the first penny deposited up to $500; any amount above that limit earns standard savings rate. Variable rate. Adult presence/signature required for minors under 16.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier applies up to $500 balance. Available to members through age 26. Variable rate. $5.00 minimum to open. No minimum balance to earn dividends. | 1.75% | — | Tier applies up to $500 balance. Available to members through age 26. Variable rate. $5.00 minimum to open. No minimum balance to earn dividends. |
| Over $500Blended / tiered rate on balances $500.01+: APY ranges from 0.01% to 1.75% (Dividend rate 0.01% - 1.74%). Portions above $500 earn standard savings rate. Available to members through age 26. Variable rate. $5.00 minimum to open. | 1.75% | $175 | Blended / tiered rate on balances $500.01+: APY ranges from 0.01% to 1.75% (Dividend rate 0.01% - 1.74%). Portions above $500 earn standard savings rate. Available to members through age 26. Variable rate. $5.00 minimum to open. |
Club Accounts
0.01%APY
Dividend-bearing savings account for specific savings goals such as Holiday Club and Vacation Club. $100 minimum daily balance required to earn dividends. $5.00 minimum to open. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate.$100 and up | 0.01% | $1 | $100.00 minimum daily balance to earn dividends. $5.00 minimum to open. Variable rate. |
Sources (3)
All captured Sep 19, 2026
IRA Savings
0.01%APY
Traditional or Roth IRA savings. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum of $500 needed to open and obtain dividends. Dividends compounded and paid monthly. Early withdrawal penalty applies.$500 and up | 0.01% | $1 | Minimum of $500 needed to open and obtain dividends. Dividends compounded and paid monthly. Early withdrawal penalty applies. |
Who can join Bellwether Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in New Hampshire.
Membership information collected October 4, 2026.