Credit union · NCUA insured
Bellco Credit Union Credit Card Rates
Top CarrotBellco Credit Union credit cards start at 13.25% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Bellco Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Bellco Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Bellco Credit Union
13.25%APR
- Up to
- 21.00% APR
Bellco Visa Platinum® Credit Card
Lowest rate
SPACE AGE
7.00%APR
- Up to
- —
2nd-lowest rate
Horizons North Credit Union
7.99%APR
- Up to
- —
Bellco Credit Union credit card score
66
Credit card score
Higher than 16% of U.S. banks and credit unions
- Purchase APRPurchase APR13.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bellco Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bellco Visa Platinum® Credit Card
Membership eligibility required. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR for the first six months on purchases. After that, the Standard APR will range from 13.25% to 21% based on creditworthiness. |
| Ongoing | 13.25%–21.00% | None | Standard APR will range from 13.25% to 21% based on creditworthiness after the first six months. This APR will vary with the market based on the Prime Rate plus a Margin. |
| Intro, 12 months | 1.99% | None | 1.99% Introductory APR for the first 12 months on any balance transfers that occur within the first 90 days of account opening. Conditions and restrictions apply. After that, the Standard APR will range from 13.25% to 21% based on creditworthiness and will vary with the market based on the Prime Rate plus a Margin. Balance transfer fee is either $5 or 3% of the amount of each balance transfer, whichever is greater. |
| Ongoing | 21.00% | None | APR for Cash Advances. Cash advance fee is either $5 or 3% of the amount of each cash advance, whichever is greater. |
Blue Diamond Visa Signature® Credit Card
Membership eligibility required. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.25%–21.00% | None | Standard APR will range from 15.25% to 21% based on creditworthiness. This APR will vary with the market based on the Prime Rate plus a Margin. |
| Intro, 12 months | 0.00% | None | 0% Introductory APR for the first 12 months on any balance transfers that occur within the first 90 days of account opening. Conditions and restrictions apply. After that, the Standard APR will range from 15.25% to 21% based on creditworthiness and will vary with the market based on the Prime Rate plus a Margin. Balance transfer fee is either $5 or 3% of the amount of each balance transfer, whichever is greater. |
| Ongoing | 21.00% | None | APR for Cash Advances. Cash advance fee is either $5 or 3% of the amount of each cash advance, whichever is greater. |
Colorado Rewards Visa® Credit Card
Membership eligibility required. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR for the first six months on purchases. After that, the Standard APR will range from 15.25% to 21% based on creditworthiness. |
| Ongoing | 15.25%–21.00% | None | Standard APR will range from 15.25% to 21% based on creditworthiness after the first six months. This APR will vary with the market based on the Prime Rate plus a Margin. |
| Intro, 12 months | 3.99% | None | 3.99% Introductory APR for the first 12 months on any balance transfers that occur within the first 90 days of account opening. Conditions and restrictions apply. After that, the Standard APR will range from 15.25% to 21% based on creditworthiness and will vary with the market based on the Prime Rate plus a Margin. Balance transfer fee is either $5 or 3% of the amount of each balance transfer, whichever is greater. |
| Ongoing | 21.00% | None | APR for Cash Advances. Cash advance fee is either $5 or 3% of the amount of each cash advance, whichever is greater. |
Who can join Bellco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified Colorado counties are eligible to join.
Employers and groups
- Employees and affiliates of a Bellco Select Employee Group company or association group, and their immediate family members, are eligible to join.
Family and household
- Individuals with a family member related by blood, marriage, or adoption who is a Bellco member are eligible to join.
Other ways
- Interested parties outside of Colorado can become eligible for membership by joining the Bellco Foundation.
Cost to join
- Basic accounts require a share deposit representing an ownership share in Bellco (exact amount not stated).
Membership information collected October 4, 2026.